Welcome to Loan Ready App! By accessing our website or availing our services, you agree to the following Terms and Conditions:
1. Nature of Services
Loan Ready App provides consultancy and business support services, including business profile creation, documentation assistance, business resume preparation, credit profile improvement, and financial advisory services.
We do not give loans or act as agents for any institution to provide any sort of loans. We provide various serivices including assistance in building a better business resume increasing the chances of securing institutional finance. 2. No Guarantee of Loan Approval
Our services are intended to improve the quality of your business documentation and increase your chances of obtaining institutional finance. However, loan approval, rejection, interest rates, tenure, and other lending decisions are solely at the discretion of the respective financial institution.
3. Client Responsibilities
Clients are responsible for providing accurate, complete, and genuine information and documents. Any delay or rejection resulting from incomplete, inaccurate, or misleading information shall be the sole responsibility of the client.
4. Service Fees
All consultancy and service charges are applicable only for the services agreed upon. Fees paid are for professional assistance and do not constitute payment for obtaining or guaranteeing any loan or financial assistance.
5. Cancellation and Refund Policy
Requests for cancellation must be submitted in writing. Refunds, if applicable, will be processed according to the agreed service terms. Fees for services already rendered are non-refundable.
6. Third-Party Institutions
Loan Ready App is not responsible for the policies, decisions, processing timelines, or actions of banks, NBFCs, government agencies, or any other financial institutions. We have no control over their approval processes.
7. Limitation of Liability
We shall not be held liable for any direct, indirect, incidental, or consequential losses arising from loan rejection, delayed approvals, financial losses, or decisions made by any third-party institution.
8. Confidentiality and Privacy
All personal and business information shared with us will be used solely for providing our consultancy services and will be handled in accordance with applicable privacy laws. Information will not be disclosed to third parties except where required by law or with your consent.
9. Changes to Services and Terms
We reserve the right to modify our services, pricing, or these Terms and Conditions at any time without prior notice. Continued use of our services constitutes acceptance of the updated terms.
10. Governing Law
These Terms and Conditions shall be governed and interpreted in accordance with the laws of India. Any disputes arising out of these terms shall be subject to the exclusive jurisdiction of the competent courts.
11. Acceptance of Terms
By using our website or engaging our services, you acknowledge that you have read, understood, and agreed to these Terms and Conditions.
Disclaimer
Loan Ready App is a consultancy and business support service provider only. We do not give loans or act as agents for any institution to provide any sort of loans. We provide various serivices including assistance in building a better business resume increasing the chances of securing institutional finance. Approval of any financial assistance is entirely subject to the eligibility criteria and independent assessment of the respective bank or financial institution.